Weekly Market Commentary

by fwsadmin | Jul 7, 2024 | Weekly Market Commentarfy, Weekly Market Commentary

-Darren Leavitt, CFA The holiday-shortened week saw the S&P 500 hit its 34th record high this year. The NASDAQ 100 also eclipsed the 20k mark for the first time.  Traders welcomed weaker-than-expected economic data that fostered the likelihood that the Federal...

IRS GIVES GUIDANCE ON PENALTY-FREE WITHDRAWALS FOR FINANCIAL EMERGENCIES AND FOR VICTIMS OF DOMESTIC ABUSE

by fwsadmin | Jul 3, 2024 | IRA Blog

By Ian Berger, JD IRA Analyst If you take a taxable withdrawal from your IRA or 401(k) (or other company plan) before age 59 ½, you normally have to pay a 10% penalty in addition to taxes. But Congress continues to carve out exceptions to this penalty, and there are...

ROLLING OVER YOUR IN-PLAN CONVERSION? WATCH OUT FOR THE RECAPTURE RULE

by fwsadmin | Jul 1, 2024 | IRA Blog

By Sarah Brenner, JD Director of Retirement Education   More and more Americans have retirement savings in Roth 401(k)s. With their rising popularity come some complicated tax issues. These funds are often rolled over to Roth IRAs at retirement or when a...

Weekly Market Commentary

by fwsadmin | Jun 30, 2024 | Weekly Market Commentarfy, Weekly Market Commentary

-Darren Leavitt, CFA Financial markets finished the 2nd quarter with a lack of conviction.  Mega-caps led the market over the quarter with a 9.65% gain, while the equally weighted S&P 500 index declined by -2.42%, and the market weight S&P index gained 4.13%....

ROTH IRA DISTRIBUTIONS AND SELF-DIRECTED IRAS: TODAY’S SLOTT REPORT MAILBAG

by fwsadmin | Jun 27, 2024 | IRA Blog

By Sarah Brenner, JD Director of Retirement Education Question: I have a question about the Roth IRA distribution ordering rules based on a client’s situation: 1. The client is 45 years old. 2. She has had a Roth IRA open for five plus years. 3. She made a $6,000...
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